Patients
should not have to feel anxious about asking financial questions.
Aesthetic surgery should be a positive confidence-building experience,
and one should be comfortable about the financial aspects of the
experience. Please ask questions of our office staff. They are
extremely willing to assist you in any way possible to relieve
your anxiety about your surgery, as well as to assist you in obtaining
financial assistance should you need it.
FEES:
Dr. Powers does not publish her fee schedule on the web, but
approximate surgical fees can be obtained over the phone.
Dr. Powers does
charge a nominal fee for the time she spends with you at your
initial consultation, which will be applied towards the
surgical
fee should you decide to have surgery. In addition, a surgery
fee quote will be provided to you at the conclusion of
the consultation
if she feels you would benefit from a procedure.
SURGICAL
DEPOSIT: A deposit is required in order to schedule surgery which is used to hold
your place on the surgery schedule. This is deducted from your
surgical fee and is not in addition to the fee. This can be
paid in any number of ways but must be received within 72 hrs
of scheduling in order to reserve the date and time for you.
Until the surgical deposit is received, the time you request
will be open on a first-come first-serve basis.
PAYMENT
POLICY: The balance of the surgical fee is due in full
at the time of the preoperative visit, which is usually scheduled
one to two weeks prior to the actual surgery date. Your fee
will be that quoted to you at the time of consultation, less
the surgical deposit and consultation fee previously paid. We
accept only the following forms of payment: (1) cash, (2) cashiers’
checks, (3) Visa, (4) Master Card, (5) American Express, and
(6) Discover. Credit card payments may be given over the telephone
as long as identification is verified. When using a credit card
of someone other than the patient, the individual must present
themselves with a photo I.D. and sign the credit card receipt
or as arranged with the cosmetic consultant.
FINANCING
YOUR SURGERY
You
may wish to finance your surgery if you do not plan to pay the
full amount in cash or cashiers’ check. You may wish to
finance through your own bank or credit union. However, if you
feel uncomfortable revealing to a bank officer why you need
to borrow money, we can assist you with obtaining a loan through
Maryland Bank (MBNA).
Maryland Bank (MBNA) provides
competitive financing to individuals seeking plastic surgery
services. Please contact them directly by calling the following
toll-free number: 1-800-834-9262.
Please
note that interest rates may be higher with Maryland Bank (MBNA) than with
more traditional
lenders due to the fact they offer unsecured loans. It typically
takes a matter of minutes to obtain approval but several
weeks
to actually receive the funds. You will then need to deposit
the standard check which you receive into your own personal
bank account and then obtain a cashiers’ check made out
to Dr. Mary Powers. It may take some time for all of this
to
transpire, so please plan ahead accordingly realizing that
your preoperative appointment is the time when all fees need
to be
paid in full. In addition, we also provide assistance with
financial aid through Capital One.
Capital One Healthcare Finance is a flexible monthly payment option specifically designed for cosmetic surgery.
- No down payment
- Low, fixed rates ranging from 1.99% - 23.99% APR
- No prepayment penalty
